Splitting a married couple's assets is often difficult during divorce. However, property division of retirement assets has its own unique concerns. Specific rules govern dividing 401(k) plans, pensions and individual retirement accounts. Annuities are also difficult, and couples may have to trade assets to avoid cashing in an annuity and losing significant value.
Dividing assets in a divorce can be a contentious, complicated process. Because many people have never been through it before, they often don't know what to expect and may not understand how the process works. Factor in fears about losing property and money and it is not surprising that this is such a difficult step in a Texas divorce.